Car insurance UK

The world of car insurance can seem an intimidating place that is full of jargon, abbreviations, and hidden costs. However, it doesn't have to be that way. At duck2water, our aim is to make getting the best car insurance for you really simple, cheap and quick.

How do I know what type of car insurance I should choose?
When shopping for car insurance, you can see all kinds of terms being thrown around. At duck2water, we keep is simple. There are three types of car insurance from which you can choose:

• Third party


• Third party, fire and theft


• Comprehensive

If you buy third party car insurance at duck2water Car Insurance Services and you cause a car accident involving another driver, you won't have to pay for the other driver's costs. It will protect you if the person wants to make a personal injury claim against you and if they need repairs to be made to their car. However, what it won't do is protect you from the cost of repairing your own car, which means you might have to look around for a crash repair centre (www.nationwidecrash.co.uk).

If you buy third party, fire and theft car insurance at duck2water Car Insurance Services, it will do everything that third party does, but will also pay out if your car is stolen or set on fire. It generally does not cost much more than third party but is useful if you want that little bit more protection. Again, it will not protect you from repair costs to your own vehicle if you cause a car accident.

If you buy comprehensive car insurance at duck2water Car Insurance Services, it will cover costs for both yourself and any other drivers in the event that you cause an accident. You will also be covered for a certain amount of medical expenses and you can claim for personal effects (up to a limit) that were damaged as a result of the car accident.

Free legal expenses insurance
Whatever the type of car insurance you select, you will automatically get free legal expenses insurance when you choose duck2water Car Insurance Services. Whilst other companies will charge you up to £50 for this useful little extra, you have to pay absolutely nothing for it with duck2water.

What legal expenses insurance does is to protect you from legal fees and costs if you need to make a personal injury claim against another driver. The maximum amount it will protect you from can vary, but the legal expenses insurance we provide will cover you for up to £50,000.

Free replacement car
If you are in a car accident that isn't your fault and your car can't be driven, you don't want to be stuck without a vehicle. That is why when you choose to get your cover through duck2water Car Insurance Services, you will get a free replacement car within hours following a non-fault car accident. All the costs will be charged to the person who caused your car accident.*

Cheap car insurance at duck2water
We believe that you shouldn't have to pay a penny more than absolutely necessary for your car insurance so we help you to get the best prices. When you get a quote with us, we search over 30 leading motor insurance companies and return the lowest rates to you in a matter of moments.

As we are an online car insurance company, we have really low overheads. We don't run expensive advertising campaigns on TV and we don't have massive call centres with hundreds of staff. Instead, we constantly review our procedures so that we are running as efficiently as possible. What is best for you is that we pass every penny of our savings on to our customers.

Getting a quick car insurance quote
There is no more hanging around with duck2water - we have designed our online car insurance quotation system so that it is incredibly quick and takes the minimum time to complete. In just a matter of seconds you might save tens or even hundreds of pounds by getting a low cost car insurance quote with us.

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