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Your car insurance policy excess explained

If you’re looking for a cheap car insurance quote then look no further. At Duck2water we offer our customers fantastic savings on their premiums. We can also save you time by not making you fill in a really long form asking you numerous questions. We will save you money because we’re an online company and can therefore avoid the costs associated with running a high street branch.

We promise that you won’t be disappointed by the cheap car insurance quote that you get from us. We manage to save many of our customers as much as 25% on their premium; we hope we can do the same for you.

As well as fantastic deals on your car insurance we can also provide you with great information about motoring, car safety and car insurance. Read on to find out about your policy excess and what it means to you.

Policy excess
Your policy excess is the part of the claim that you have to pay for if making a claim on your car insurance policy. When you are insured you have to bear the cost of your excess. An example of an excess payable would be: you have a car and the excess is £250, if you have an accident and the claim amount to be paid is £2000, the amount you receive will be minus the excess, so it will be £1750. The excess will have been deducted.

Young drivers may have to shoulder a slightly higher policy excess, however if they do offer up a higher voluntary excess then they might be offered a lower premium. If you need to make a car insurance claim and the accident was not your fault then you may be able recover the excess from the responsible party.

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Duck2water offers excellent deals on car insurance for all its customers. Why not find out if we can offer you a saving on your premium today by getting an online quote.

Get a cheap car insurance quote now or give us a call on 0800 954 97 57.

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