Duck2water guide to car insurance write offs

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Read on to find out about car ‘write offs’ or a ‘total loss’. This is very important to car owners involved in a road traffic accident.

Write off
A write off occurs when the total repairs to a car exceed the value of the vehicle, taking into account the salvage value. For example, if your car is badly damaged in a car accident, a fire or has been damaged by theft and the cost to repair the vehicle is £2,000 and the car is only worth £1,500 and the salvage is worth £600 then it is cheaper for your car insurance company to declare the car a write off.

The estimated cost of £2,000 to repair the car is based on a visual inspection but more damage could be found if the car was stripped down so the estimate is a basic cost.

Once your car has been deemed a total loss your insurance company will want to move the vehicle into free and safe storage which is usually a salvage yard. This is because many garages have realised that there is easy money to be made in storing written off cars. The process of getting a settlement can be quite long and complicated. However your car insurance company will be doing its best to ensure that as much money is saved as possible.

Get a cheap car insurance quote from Duck2water today
Why not find out how much you can save with duck2water today. We offer our customers some great savings on their car insurance so give us a call on 0800 954 97 57 or get an online quote.

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• Why choose duck2water?
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• Speak to our team
• Insurance claims
• Reducing the cost of car insurance

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