Legal expenses insurance

Car insurance with half price legal expenses insurance
Legal expenses insurance can cost up to £50 from some of our competitors. At duck2water Car Insurance Services we include it free with every policy sold. We believe that just because you’re looking for a cheap car insurance quote, you shouldn’t have to compromise on the level of cover you get and the amount of protection you have.

Our legal expenses insurance covers your legal expenses (up to £50,000) to enable you to recover your losses from the negligent party or their insurers, in the event of an accident that was not your fault.

When deciding which car insurance product to buy, there are factors other than a cheap car insurance quote that you need to consider. Legal expenses insurance is worth up to £50 and can prove vitally important if you ever need to take legal action. Thousands of our clients have benefited from their legal expenses insurance policies, which has enabled them to claim compensation (some many millions of pounds) following an accident.

What does my legal expenses insurance cover?
If you are involved in a non fault accident, your legal expenses insurance policy can help you recover your losses not covered by your car insurance policy. This could include:

• The costs of a solicitor to act on your behalf in relation to the accident

• Loss of earnings as a result of the accident

• Accident repair costs or write off value of your vehicle

• The costs of a hire car whilst your own is being repaired or awaiting
  inspection by an insurance engineer if your vehicle is not road worthy

• Your car insurance excess (if comprehensively insured)

• Damage to any personal effects, items of clothing or goods being
  carried by the car

• The cost of roadside recovery and storage charges

Additional services
duck2water can provide a range of additional services to assist you following an accident. If the accident was not your fault, these costs can be reclaimed from the third party or their car insurance company *.

These services include:

Compensation for injuries
duck2water can help you make a claim for compensation for any injuries you or your passengers sustain in an accident that wasn’t your fault. Our solicitors work on a no-win, no-fee basis, which means win or lose you have no legal costs to pay and you will get 100% of any compensation awarded to you, guaranteed.

A replacement car*
duck2water can provide you with a replacement car (of equivalent size to your own) on a credit-hire basis, whilst yours is being repaired or if it is not roadworthy. The cost of the car will be met by the car insurance company of the person responsible for causing the accident*.

Vehicle repairs
If you are third party insured or don’t wish to claim on your comprehensive car insurance policy, duck2water may be able to organise a credit-repair for you. We will arrange for an inspection to be carried out on your vehicle by an independent car insurance engineer and then get the repairs authorised through an approved repair garage.

Claim helpline
In the event of a non-fault accident call the duck2water non-fault accident helpline as soon as possible, so we can get your claim underway.

NON-FAULT ACCIDENT HELPLINE - 0800 954 97 57

By reporting the accident to us immediately we can help you cover your full legal entitlements.

If you would like to speak to a member of our motor team about the benefits of having legal expenses insurance alongside your cheap car insurance policy, please contact us on 0800 954 97 57.

Get a cheap car insurance quote now!