Medical and legal expenses cover on car insurance

Legal and medical expenses cover on car insurance policies are useful options that can help motorists recoup compensation in the event of an accident in any vehicle, regardless of fault.

In the following case, legal and medical expenses cover from Duck2water Car Insurance Services would help to ensure expert assistance is available to deal with challenging issues.

On this occasion, the patient had been in a car driving at between 40-50mph when it rolled down a bank at the edge of a road and into a ditch. Media reports stated that he subsequently presented at hospital suffering severe neck pains.

The doctor treating him - a senior house officer - did not request an x-ray and sent him home with co-codamol, ibuprofen and a leaflet about neck pain as a treatment for whiplash. At home, the student fainted in pain and returned to hospital where he was re-checked by the same doctor who confirmed the original diagnosis.

According to a report by the Scottish Public Services Ombudsman, the true severity of the injury emerged when an osteopath examined him many weeks later and arranged an x-ray. Surgery was later carried out - metal fixings were used during the corrective operation.

In the report about the misdiagnosis, Professor Alice Brown said the patient had suffered pain for weeks and, "it was fortunate that the injury was stable".

Health chiefs have apologised for the error. Professor Brown said the victim's treatment was "inadequate and fell below the standards required".

The report noted that the doctor's standard of record keeping was not good enough. No longer working at the hospital, the senior house officer involved had been contacted about the matter and the incident could be used in future to assist training of junior medics and staff.

Medical and legal cover on car insurance policies
Duck2water provides medical expenses cover relating to injuries caused to you or other people by an accident involving your car on comprehensive or third party insurance policies. Ask us about cover to meet your needs.

We also provide legal expenses cover to help drivers get back uninsured losses if they are involved in non-fault accidents. It can also help make claims for compensation if the policy holder or any passengers are injured. In addition, it would help recover any policy excess amounts for comprehensive cover, loss of earnings and personal property damage or losses.

For a cheap quote on a quality insurance policy, come save money with Duck2water - but never at the expense of services that protect you in an accident. If you've got any questions about different types of car insurance cover, please do not hesitate to contact us on 0800 95 49 757.

For more information, please see:

• Why choose duck2water?
• How to buy online
• Breakdown cover
• Glossary
• Customer testimonials

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