Cheap car insurance news
16/03/2010
Female traffic convictions on the increase
Up until recently, there has always been a distinguishable gap between men and women's ability to find cheap car insurance. However this gap is now beginning to lessen as the number of men and women with convictions is beginning to even out.
Previously, male drivers had much higher rates of traffic penalties and convictions compared with female drivers. A decade ago, 11% of women had convictions whereas today it's more like 15%, a rise of 4%.
This difference in conviction rate can be attributed to the fact that men generally drive greater distances than women, according to the latest Department for Transport statistics, and are, therefore, more likely to suffer driving convictions.
Although teenage male drivers still typically pay twice the premium than their female counterparts, the point at which premiums become more expensive for women is becoming progressively younger.
However whatever your age or sex, insurers take notice of driving offences and this will be reflected in your car insurance premium, making cheap car insurance harder to find for drivers with convictions.