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15/04/2008
Checking car insurance before your break may shrink bills
A warning for holiday motorists to check their car and travel insurance policies has been issued by The Observer national newspaper.
The paper highlighted key areas to watch for - do not assume fully comprehensive cover abroad is the same as the UK, or you are covered by travel insurance - and be aware that breakdown cover may not be included.
Happy times abroad can be wrecked by minor accidents if inflated excess charges are applied - even if motorists have paid for fully comprehensive insurance.
The paper highlighted the case of a London woman who had to fork out £1,237 in excesses for a headlight and wing bump that would have cost £200 in the UK to repair.
Duck2water online car insurance highlights two easy points to ask your insurer:
- Check your car is covered abroad - it's not always standard
- Check recovery times for breakdowns
Be warned, read the small print - EU laws require insurers to only offer third-party cover. This means damage to another car or person should be paid but theft, accidental damage or accident claims may not.
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