A good deal from insure the box
For many motorists, especially low-mileage users and young drivers, traditional car insurance gives them a bit of a raw deal.
Young drivers are often lumped together as one big reckless group and genuinely safe, responsible new drivers end up paying for their mistakes. While low-mileage users usually get charged for a premium which doesn't truly reflect the time they will actually spend on the road.
Now, telematics technology allows insurers to actually see how the driver is behaving on the road so that they can offer competitively-priced car insurance, and insure the box (or insurethebox which is their official name) are a leading exponent of this type of cover.
How does it work?
At the start of the policy drivers get 6,000 Base Miles of cover, but as they drive, they have the opportunity to earn Bonus Miles and, if necessary, they can buy Top-Up Miles.
And, in return for having details of their driving, including braking, acceleration, time of travel and journey distance etc, monitored by a Clear Box telematics device, insurethebox offers several benefits for drivers.
Safe drivers reap the benefits
Unlike other telematics car insurance providers, the insurethebox product is not curfew-based insurance. It lets drivers use their cars whenever they want to and there are no penalties for driving at night.
Drivers who choose to drive safely, within the speed limit, on the safest roads, and during daylight hours can earn up to 100 Bonus Miles a month, and these are added to the original Base Miles, meaning there may never be a need to buy additional miles.
If the car is stolen, the Clear Box acts as a theft tracking device to help increase the chances of vehicle recovery. And, in the event of the box registering high G-forces associated with an impact accident, the team at insurethebox can offer an accident alert service to help get emergency services to the scene of an accident as quickly as possible.
For more information about how some drivers have already benefitted from insure the box car insurance please take a look at the video below.
insurethebox in the news
The Guardian - insurethebox - Car insurance 'smartbox' that could lower young drivers' premiums
The Daily Mirror - insurethebox - Telematics technology saves money and lives
The Daily Telegraph - insurethebox - Technology cuts car insurance premiums
The Daily Telegraph - insurethebox - Young drivers face soaring premiums
The Daily Telegraph Blog - insurethebox - Too fast to live too young to die